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Risky Business Blog

Assignment of Benefits

Assignment of Benefits

You paid for your Benefits. Shouldn ‘t you keep them???

What is an Assignment of Benefits?

An Assignment of Benefits (AOB) is a contract between you and a contractor (such as a plumber, water remediation firm, roofer, etc.) where you give the contractor control of your claims benefits. They file a claim for their services and direct the insurance company to pay them directly.

What’ s in it for the contractor?

Once you sign an AOB, you lose control of the direction of your claim. The contractor takes control, and can submit whatever they like to your insurance company, sometimes billing the company two, three, four, five times the

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How to shop for homeowners insurance

Have you been brainwashed by clever commercials that wasting your valuable time to find a new home insurance product is a good idea? Has someone wrongly told you that saving 15% on your homeowners insurance or auto insurance and it taking 15 minutes is in your best interest? Did you get a referral to

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How to shop for auto insurance

Have you been brainwashed by clever commercials that wasting your valuable time to find a new insurance product is a good idea? Has someone wrongly told you that saving 15% on your homeowners insurance or auto insurance and it taking 15 minutes is in your best interest? Did you get a referral to another

Read More